Residential Investment Capital
Private Money Capital

Residential Investment Capital, Structured Around the Deal.

Rivlum delivers an institutional, direct private lending pipeline for active real estate investors. Operating entirely outside traditional bureaucratic bottlenecks, we direct-broker rapid-closing private money structures engineered specifically for residential multi-family and single-family portfolios. Whether deploying capital for high-yield Fix & Flip modernizations, optimizing cash flow with DSCR rental financing, securing long-term Buy & Hold leverage, or backing qualified Ground-Up Construction transactions, Rivlum strips away middleman friction to capture your leverage and accelerate your closing timeline.

Residential Investment Lending

Capital for different stages of the investment cycle.

Rivlum works with residential investors across acquisition, renovation, rental, ground-up construction, and longer-term ownership scenarios.

01

Fix & Flip

Financing support for residential acquisition and renovation opportunities where property condition, scope of work, timing, and exit strategy shape the transaction.

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02

DSCR Rental Loans

Financing options for qualifying income-producing residential rental properties, with underwriting centered on the property and its rental performance.

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03

Long-Term Buy & Hold

Financing support for investors acquiring or refinancing residential assets intended for longer-term ownership and portfolio use.

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04

Ground-Up Construction

Financing support for qualified residential ground-up construction projects, including new-build investment opportunities where land, construction scope, budget, timeline, and exit strategy shape the transaction.

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Financing availability, terms, documentation, loan amounts, and approval remain subject to the applicable funding provider and underwriting requirements.
A Focused Inbound Process

Submit the deal once. Move the file forward from there.

Rivlum collects the core transaction details, reviews the file, and uses that information to identify a suitable residential investment funding path.

24 HR
Initial Feedback Target

Initial funder feedback is targeted within 24 business hours once the required transaction information is available for review.

01

Submit the Transaction

Provide the core property, borrower, requested loan, purchase or refinance, and investment details through the Rivlum intake.

02

Initial Feedback

Once the required deal information is available, Rivlum targets initial rates and terms within 24 business hours.

03

File Review

Rivlum reviews the transaction information and identifies any missing items needed before the deal can move into lender matching.

04

Funding Partner Match

Rivlum reviews the transaction to identify a suitable private-money or institutional residential investment funding partner match.

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Funding terms remain lender-dependent.

Final eligibility, rates, loan amounts, timing, documentation, terms, and approval remain subject to the applicable funding provider and underwriting requirements.

Be Ready to Move

Bring the information that helps a lender read the deal quickly.

You do not need a finished underwriting package to begin. Start with the core property, transaction, and borrower details so Rivlum can review the opportunity and identify the next requirements.

Initial Capital Review · Deal Information
01

Property

  • Property address
  • Property type
  • Current condition
  • Purchase price or current value
  • Estimated ARV where applicable
02

Transaction

  • Purchase or refinance
  • Requested loan amount
  • Renovation or construction budget where applicable
  • Intended exit strategy
  • Expected rental income for DSCR
03

Borrower

  • Borrower or entity details
  • Relevant investment experience
  • Contact information
  • Supporting documentation as requested
Start with what you have. Additional documents can be requested after the initial file review and lender requirements are identified.
Capital Intake Form →
Ready to Submit a Deal?

Put the transaction in front of the right capital path.

Submit your transaction details and supporting borrower information through Rivlum's capital intake process so your residential investment financing scenario can be reviewed for appropriate funding options.

Residential Fix & Flip
DSCR Rental Loan
Long-Term Buy & Hold
Ground-Up Construction
Capital Intake Form

Tell us about your transaction.

Complete the application below with your property details, target loan amount, project type, and borrower / transaction documents. Everything is submitted together in one secure application.

Capital Intake Form

Submit Your Capital Intake

One simple submission: your application details and uploaded borrower / transaction documents are submitted together. After submission, you will be taken to the confirmation page.
Financing availability, rates, terms, loan amounts, documentation, timing, eligibility and approval remain subject to the applicable funding provider and underwriting requirements.

Portfolio Consultation & Funding Support

Rivlum also works with investors, private lenders, note investors, and private funds in managing their portfolios. Let's discuss how we can help.

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